Key facts
Code summary
Code 6492
Official title Other credit granting
Version PSIC 2019
Source layer PSA / BSP
Fi
PSIC 2019 Navigation-first hub Class 6492 - Other credit granting
PSIC Class 6492 covers Other credit granting. Current child subclasses include Credit Card Activities, Lending Investor Activities, and Financing Company Operations. This four-digit layer is useful when comparing...
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Child codes
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Nearby codes
About this level
Practical summary
Class 6492 sits in the PSIC 2019 hierarchy under K Financial and Insurance Activities > 64 Financial Service Activities, except Insurance and Pension Funding > 649 Other financial service activities, except insurance and pension funding activities. This class usually fans out into more specific subclasses such as Credit Card Activities, Lending Investor Activities, and Financing Company Operations. It is the level people use when they already know the activity family but still need the exact five-digit match.
Administrative context
Where this code is used
This class is used when a business can already narrow the activity family and only needs to compare the final subclasses such as Credit Card Activities, Lending Investor Activities, and Financing Company Operations. It is the level most often checked before a five-digit decision is finalized.
Selection note
How to choose it
Use this class to choose between its final subclasses such as Credit Card Activities, Lending Investor Activities, and Financing Company Operations. If two options look close, compare the exact activity, the outputs and the way the business actually earns revenue.
Official note
Source-backed description
This class includes: Financial service activities primarily concerned with making loans by institutions not involved in monetary intermediation, where the granting of credit can take a variety of forms, such as loans, mortgages, credit cards etc., providing the following types of services: granting of consumer credit; international trade financing; provision of long-term finance to industry by industrial banks; money lending outside the banking system; credit granting for house purchase by specialized non-depository institutions This class excludes: Credit granting for house purchased by specialized institutions that also take deposits, see 6419; Operational leasing, see division 77, according to type of goods leased; Grant-giving activities by membership organization, see 9499.
FAQ
What does PSIC Class 6492 cover?
PSIC Class 6492 is the four-digit layer that sits just above the final subclasses and usually defines the activity family for Other credit granting.
How do I compare Class 6492 with the sibling classes?
Read the neighboring classes and compare the exact wording of the child subclasses. Nearby options include 6491 Financial leasing and 6493 Pawnshop operations.
Why does Class 6492 matter for a filing decision?
It is usually the last broad checkpoint before the five-digit subclass choice, so it is the right place to catch near-miss classifications.